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Disclaimer & Credit Guide

This page is being finalised. Our full Credit Guide is being prepared. In the meantime, the summary below sets out the essentials, and you can request our current Credit Guide at any time.

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. It is not financial or credit advice. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek advice tailored to you.

Any examples, rates, or figures shown are for illustration only, are not an offer of credit, and may change without notice. Your borrowing capacity and the terms available to you depend on your full circumstances and the relevant lender's assessment and criteria.

Calm Finance Co is a Credit Representative (Credit Representative Number 495625) authorised under Australian Credit Licence 389328. ABN 29 612 579 049.

To request our current Credit Guide — including details of the lenders we work with, how we are paid, and our dispute resolution process — please get in touch:

  • Phone: 0437 756 077
  • Email: lending@calmfinanceco.com.au
  • Post: 622 Sturt Street, Ballarat Central VIC 3350

Credit Representative 495625 is authorised under Australian Credit Licence 389328. ABN 29 612 579 049.

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Get in Touch

  • 0437 756 077
  • lending@calmfinanceco.com.au
  • 622 Sturt Street, Ballarat Central VIC 3350

Calm Finance Co Credit Representative 495625 is authorised under Australian Credit Licence Number: 389328 | ABN: 29 612 579 049. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

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